For all higher education programs, your guest will pay annual tuition fees and additional costs for things like study books, materials, and a laptop. Your guest can apply for student finance from DUO (Dienst Uitvoering Onderwijs), the government agency responsible for education-related matters. For individuals aged between 30 and 55, there’s the ‘Levenlanglerenkrediet’ scheme by DUO, which allows for borrowing money to finance study costs.